Uninsured & Underinsured Motorist Lawyer in Las Vegas, Nevada

Despite insurance requirements, many Nevada drivers carry little or no coverage. If you are injured by one of these drivers, uninsured (UM) or underinsured (UIM) motorist coverage may be your primary source of recovery.

📞 Call Banda Law Group at 702-848-2370

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Understanding UM and UIM Coverage

• Uninsured Motorist (UM): Applies when the at-fault driver has no insurance or flees the scene

• Underinsured Motorist (UIM): Applies when the at-fault driver’s limits are too low

These claims are made against your own insurance policy.

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Common UM/UIM Claim Challenges

• Coverage denials

• Low settlement offers

• Disputes over fault

• Delays or bad-faith handling

Insurance companies still aim to minimize payouts, even to their own policyholders.

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UM/UIM FAQs

Will my rates increase if I file a UM/UIM claim?
Generally, Nevada law prohibits increases for not-at-fault claims.

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What if the at-fault driver fled the scene?
UM coverage may apply in hit-and-run accidents.

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Do UM/UIM claims have deadlines?
Yes. Policy terms and Nevada law impose time limits.

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What damages are covered?
Medical bills, lost wages, pain and suffering, and permanent injuries.

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📞 Call Banda Law Group at 702-848-2370 to protect your rights

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Contact a Car Accident Lawyer Today

If you or a loved one was injured in a car accident, don’t wait to get legal help. Evidence can disappear, and deadlines apply.

📞 Call 702-848-2370 now
💬 Schedule your FREE consultation online
📍 Serving clients throughout Nevada

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Let Banda Law Group fight for the compensation you deserve.