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What to Do When You've Been in a Motor Vehicle Collision: A Step-by-Step Guide

Writer's picture: Sarah BandaSarah Banda



Motor vehicle collisions can be overwhelming events. Knowing what steps to take when an unexpected, and potentially life-altering, collision occurs can make a significant difference in protecting your health, rights, and future claims. Here is a basic guide on what to do if you find yourself the victim of a motor vehicle collision.


1. Ensure Safety First:


Check for Injuries: Immediately assess yourself and others for injuries. If anyone is hurt, call emergency services right away.


Move to a Safe Location: If possible, move to a safe location out of the road. Turn on your hazard lights to alert other drivers in the event your vehicle is in the roadway.


2. Call the Police:


Report the Collision: Even if the collision appears minor, it is essential to have an official police report. This document can be crucial for insurance claims and legal proceedings. Don't let the at-fault driver persuade you not to call the police!


Provide Accurate Information: When speaking to the police, make sure to give a clear and accurate account of what happened. Avoid speculation.


3. Gather and Exchange Information:


Gather Driver Details: Exchange names, contact information, driver's license numbers, vehicle registration, and insurance details with the other driver(s) involved.


Witnesses: If there are any witnesses, try to get their contact information. Their statements can be valuable in supporting your version of events. This is especially true if the at-fault driver is disputing how the collision occurred.


Take Photos: Use your phone to take photographs of the accident scene, vehicle damage, license plates, driver licenses, and any visible injuries.


Note Details: Write down the time, date, weather conditions, if there are passengers in any of the vehicles, and any other relevant details about the accident.


4. Seek Medical Attention


Immediate Care: Your health should be your top priority. Even if you feel fine at the scene, some pain and injuries are not felt immediately. Getting a medical evaluation ensures that any injuries are documented and properly treated.


Follow-Up: Keep all medical records and follow up with any treatments or visits recommended by your medical providers. It cannot be stressed enough - getting better should be your top concern!


5. Notify your Insurance Company


Report the Collision: Inform your insurance company about the collision as soon as possible, even if you're not at fault. Provide them with all the necessary details and information. Stick to the facts and avoid guessing and speculation.


6. Consult a Personal Injury Attorney


Legal Advice: If you're injured or damaged by the collision, consulting a personal injury attorney can protect your rights. Legal counsel can guide you through the claims process and ensure you receive fair compensation. A personal injury lawyer will have the expertise necessary to guide you through what can be a complex insurance process, can provide guidance and comfort during a difficult time, can negotiate on your behalf, can file a lawsuit if necessary, and can ensure you are fairly compensated.


Being involved in a motor vehicle collision can be a stressful experience, but taking these steps can help ensure your safety and protect your rights. From immediate actions at the scene to seeking legal advice and representation, each step plays a crucial role in managing the aftermath of a collision. Remember, staying calm and obtaining guidance from a personal injury law firm, like Banda Law Group, can be the key to navigating this challenging situation and obtaining the best results possible. Schedule your free consultation today!

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